Most People Trust Their Credit Card More Than Their Phone. They Shouldn't.

Most people trust their physical card more than their smartphone when it comes to making payments. From a security perspective, however, the opposite is often true. In our daily lives, most of us have already adopted contactless transactions with shops and merchants, either through our physical card or through digital wallets such as Apple Pay for Apple devices and Google Pay for Android devices. However, there is still a common prejudice, as many people consider this technology to be “dangerous”. The truth, however, is quite the opposite. How do contactless transactions work? What exactly is NFC, which we often hear about and look for when choosing a smartphone? And in the end, is it safer to pay with a physical card or through a digital wallet on our phone? I understand that a large part of society hears terms such as NFC, Apple Pay, Google Pay and similar technologies and wonders what they actually are. Many people remain skeptical about technology, even though it was introduced int